While nearly all homeowners technically “own the deed” (i.e., their name is on the title), only about one-third actually own their homes outright—without any mortgage liability. The rest have some form of outstanding mortgage encumbrance on their title. That number improves for ages 65 and over, but for the working class 65 and under, fewer than ...

On my 60th birthday I held a meeting with four generations of my family to discuss generational wealth. In that discussion I talked about the “curse” of work. The curse dates back to the book of genesis when Adam and Eve disobeyed and sinned against God. I'm using the word “curse” as a form of consequences for their disobedience. I stressed to my ...

One of the most rewarding generational wealth experiences is DIY. Do it yourself. I was given an estimate to power wash my house and the cost seemed exorbitant. So I did some “shopping” inside of my shed and found an old water nozzle with a mixer and switch to add solution. So, I bought some solution ($15) and a few hours later I saved over $300. ...
Jesus’ ministry is best known for his miracles, grace, mercy, and forgiveness. What is commonly overlooked is that his ministry also required financial resources. This oversight can be found in the scripture of Acts 10:38, where Paul talks about Jesus “doing good and healing those who were oppressed of the devil.” The word doing good in Greek is ...
I am Methodist, and at our baptism, we are expected, as faithful disciples, to give of our time, talents, and treasures (money/assets). Of these three, time is my most valued gift to God and the church. Thus, in 2021, God inspired me to apply for a grant to mentor boys on Civics and Chess as a way of giving back to the community. The mentoring sessions ...